As the holiday season approaches, life can get hectic. There are presents to buy, holiday decorations to set up, Christmas goodies to bake, and holiday greetings to send out. Before your calendar fills up with holiday obligations, make sure to write in a few essentials—including dental appointments.
Use It or Lose It
‘Tis the season for gifts. That is all the more reason to treat yourself and your family to healthy teeth by tapping into your unused dental insurance benefits. You work hard to earn your dental benefits. If your dental insurance plan is based on a calendar year, you should use up your remaining dental benefits—or risk losing them. Save money by making an appointment at Felt Family Dentistry before the end of the year.
Deductibles and Maximums
If you’re fuzzy on insurance basics, here are a few details. Most insurance have a deductible – the amount of money you pay the dentist out of your pocket before the insurance company begins paying for services. Different plans have different deductibles, and they are usually higher when you see a dentist out of your network. Should your employer change to a different insurance company next year, your deductible may go up.
Dental insurance has an annual maximum, which is the limit on the amount of dental services your insurance will cover in one year. The maximum varies by insurance company, but the average is about $1,000 per year, per person. The maximum typically renews on the first day of January, which means that if you do not use your maximum by December 31, it will likely be gone.
There Is Still Time
If you’re due for a dental exam and you still have benefits to cover it, make your appointment today. This will enable our staff to identify any dental issues you may be having and arrange to have them fixed in a timely manner.
While there is still time, use your remaining dental insurance benefits. You’ll save money and feel better heading into the new year with healthy teeth and gums.